1st Time Buyers...
"Be Choosy When Selecting Your Lender..."
a. Low Rates
b. Appropriate Loan Construction
c. Financial Guidance
d. High Sense of Urgency
e. Excellent Closing Record
f. Honesty & Trustworthiness
"Select Your Realtor to Represent Your Interests..." (ie. Buyer Agent)
"This is Critical: You will spend 15-50+ hours with this person!"
a. Availability either by phone or in person to answer your questions in a timely manner
b. A thorough attention to detail in regard to all aspects of the home buying process
c. Patience and attentiveness as you choose your home
d. Full understanding of you and your family's needs in a home
e. A strong drive for customer satisfation
"Make a Wish List for Your New Home's Criteria and Present This to Your Realtor... "
a. Take Advantage of Your Realtor's Ability to Find Both
"Listed" & "Non-Listed" Properties to Widen Your Search
b. Schedule Appointments to View Your Top Ten Choices
"Your Realtor will Research Your Home PRIOR to making any offers..."
a. Check on Restrictive Covenants
1. In-Ground Pools / Above-Ground Pools
2. Fence Height, Shape, Material, Location, Permit Requirements, etc.
3. Number of Pets Allowed (both indoor and outdoor)
4. Lanscaping Restrictions
5. Shed & Workshop Restrictions
b. Get Information For Local Schools
c. Determine the Number of Local Sex Offenders In or Near Area (if applicable)
d. Gather Tax Information
e. Gather Subdivision Plot & Most Current Survey (if applicable)
f. Determine the Necessity of Inspections
1. Pest / Termite
2. Home / Plumbing / Electrical
3. Radon
4. Well / Septic Tank
5. Mold
g. Recommend a Purchase Price
h. Determine Long-Term Resale Advantages
i. Determine Any Rental/Investment Opportunities
"When EVERYTHING has been approved by YOU..."
a. Realtor will Negotiate Strickly on Your Behalf for the Best Price Possible
b. A Counter Offer is Very Likely - Discuss ALL Benefits & Strategies to Accepting the Counter
Offer or Making Changes and Determine the Best Course of Action for Your Needs
c. Present Final Offer - ACCEPTED!!
"Your on your way to Home Ownership! Now you can allow your favorite Realtor
to finish his/her job. He/She will arrange for all inspections, repairs, title work, closing
and walk-through. All you have to do is get back with your lender and make sure that
he/she has ALL the information nessesary to complete the loan application."
